Business Insurance

Cascade Insurance Services provide commercial insurance for many different businesses in many different industries – from factories and engineering works to startups working from home. Having access to wide range of leading commercial insurers allows us to help you get the right insurance for your business easily.

We focus on working together with our clients to understand their business. You benefit from us being proactive in discussing your needs either over the phone or carrying out a site visit to properly establish what insurance is needed – and what is not. This often saves a lot of time and hassle for you as the person running a busy business and ensure that we have all the correct information to discuss with underwriters. It can often mean that the insurance works out costing less as you are then covered for the risks that you need rather than those you don’t!

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    Commercial insurance will cover your business properties, buildings and contents, vehicle fleets, shops or offices. It can also cover employers liability, public liability, professional indemnity and business owners, to protect against loss of earnings.

    Public Liability Insurance will cover you for compensation claims to a third party or property damage whether it happens on your premises or a clients premises. It also will pay for legal expenses, so it is considered as an essential insurance for businesses. Organisations may require contractors to submit a Public Liability Certificate prior to work starting on their premises. The Public Liability Certificate can be sent to you by email or by post, whichever is the most convenient.

    If you have trade tools but work from home you will want to make sure that those essential tools are covered by your insurance and we can make sure that you have the right insurance package to make sure that you can replace your tools if there is a loss.

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    Owain Williams
    November 29, 2023

    Since setting up my business in 2020, I've used Cascade for all business insurances I have. Very efficient service for reasonable market standard rates

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    john edginton
    July 2, 2024

    John Lawton at Cascade has been brilliant in responding to my urgent need for a non-standard house insurance policy. He has acted quickly, but also conscientiously - carefully sifting through alternatives to find the right policy that best matches my particular needs. A great service ! I have no hesitation in recommending Cascade.

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    Andrew Henderson
    June 17, 2024

    I have used Cascade Insurance Services for a number of years, the main reason is that they provide the correct level of cover for my business, always happy to healp and get to your business to give you the right cover.

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    Rew Richardson
    October 3, 2022

    Everyone at Cascade Insurance are amazing. It really isn't easy to get fleet insurance for a charity especially with a few claims on the vehicles! The team worked really hard to get us the best possible deal, gave great advice and managed to save us some money, always handy! We have used there service for a few years now and will continue to do so. I highly recommend their services.

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    Elphick Property
    April 14, 2023

    Great staff at Cascade. Very personal. They have gone above and beyond to assist us with a recent claim. Highly recommend.

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    Sam Barker
    May 17, 2022

    Thank you for sorting out our business insurance so efficiently. It was a job we'd been putting off for some time - but you made it simple and stress-free. Thank you for all your help.

    Vanessa Challess - Solictor, Tiger Law
    Vanessa Challess - Solictor, Tiger Law
    September 2, 2021

    I can highly recommend Julie for PI and other Insurance and high service standards.

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    John Kirk
    February 10, 2023

    Cascade Insurance are diamonds. They're always available whenever I have last minute needs and they have fantastic customer service. They answer the phone QUICKLY. On the one occasion they just weren't able to help me I had a call from a contact at an adjacent firm within a couple of hours. Fantastic service

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    Iain Hamnett
    April 11, 2023

    Great team, competitively priced and would have no hesitation in recommending them.

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    Diana Carter
    June 28, 2024

    I am really pleased with the service that Cascade Insurance provide. They are always responsive, helpful and very efficient.

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    Jacqueline Offen
    November 1, 2024

    Cascade organised my site insurance for a building project, John's knowledge was excellent making the process smooth. Cascade are highly recommended.

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    Wendy Duffy
    November 9, 2022

    What a lovely team of people they have here. Nothing is to much effort. We have been dealing with Julie and Vicki mostly, and each year I enjoy our chats before all the hard work is done to secure us a reasonable renewal! They have been particularity efficient and supportive whilst we processed a claim, and I would have no hesitation recommending them. Great work guys!

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    Rob Parker
    September 21, 2023

    Cascade have been fantastic, John has helped me find suitable cover for my business and also cyber insurance. he has a wealth of knowledge. and I look forward to dealing with him and Cascade for years to come.

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    pete bishop
    May 30, 2023

    The service we have received from John and Vicki at Cascades is amazing. I wish I could give more than 5 stars. They go above and beyond to help with every aspect of the insurance process from quotes right through to helping with a claim. By far the best around.

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    Mat Butler
    May 16, 2023

    I recently contacted Cascade Insurance for some additional business insurance. Their response was not only swift, but the quotation I received was very competitive. Needless to say, they secured my business and I will be using them again in the future as my other insurances come due for renewal. Thank you Cascade. ATTENTION - I have just renewed using Cascade Insurance for a second year. Absolutely brilliant service and the quote was only £20 more than last year. Excellent service and I will stick with Cascade 🙂

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    Esther Yeadon
    June 25, 2024

    Thank you very much to Cascade for their efficient and organised arranging of our multiple insurances - grateful for a swift and friendly service - Many thanks

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    LUCIAN ARSENI
    July 12, 2023

    We are working with Cascade Insurance Services from 2018 and i can't praise this company enough. Julie and Vicki are always proffesional and deliver outstanding insurance service. If you need a good insurance company please get in touch with Cascade and they will look after you and your business. 5 stars is not enough

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    David Eaton
    September 27, 2023

    Always a very positive experience, i get a reminder when my insurance is due and it is hassle free to renew . I would recommend for your professional insurance needs

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    Alison Robinson
    January 12, 2023

    Excellent knowledge of the insurance market.

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    KWBKnives
    June 16, 2023

    Lovely people, very helpful and knowledgeable, would highly recommend.

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    Jenny Hsieh
    January 16, 2023

    It’s a very good company with good service 👍!

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    Mark Leech
    April 8, 2023

    My experience with cascade has been excellent and the insurance and staff were wonderful,just what l needed thanks

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    Danny Kitchener
    March 4, 2021

    Really helpful, prompt, professional. Thank you

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    John Speed
    November 5, 2020

    I have worked with Julie and Cascade Insurance for over a year now and having worked with other brokers in the past I can say cascade has been the best. Julie quick grasped my business and asked me questions other brokers hadn’t. This meant that we found several areas for improvement. The main reason I have found for working with a broker is to have someone who can answer questions about policies (and find good coverage) but over the last year as odd questions have come up cascade have been able to give almost instant replies even when there have been unusual circumstances. I would certainly recommend cascade insurance to other people.

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    Gemma Farina
    May 10, 2023

    The team at Cascade are very friendly and knowledgable. They take the time to make sure that the level of cover is exactly right for my business, to give me the most protection and ultimately peace of mind. Great service!

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    Kris Nobes
    October 20, 2024

    Cascade has arranged insurance for my building property needs for several years, reviewing the available options that met my needs. The process has been efficient, the prices good, and renewals (even when conditions and available policies have changed) have been straightforward. I'd happily recommend their services.

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    Ionel timisica
    April 12, 2023

    Great people , I have used Cascade for more than 5 years now , they always trying to give me the best deal !

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    muzzy Demir
    January 13, 2023

    Everyone cascade insurance are amazing, Thanks for their help for small business,

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    stuart kashdan
    July 20, 2023

    The most helpful Professional team I have ever had the pleasure of dealing with.

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    Matt Porterfield
    May 2, 2023

    Have used Cascade for a few years now, very pleased with the service and how they have proactively searched for value as well as negotiated with our existing insurer.

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    Theo Johnson
    March 4, 2023

    Efficient, reliable, very capable. Great team to work with and one I've been very happy with so far.

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    Gabi Webb
    April 21, 2021

    I had Julie sorting my public liability insurance for few years now, she is so professional and quick to remind me when the insurance is coming up for renewal. The insurance comes up to less then I paid for the first year when my income was much smaller then is now. Also it gives me peace of mind knowing that I am covered if things happen. I would strongly recommend Cascade Insurance to everybody who needs insurance.

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    Tony Line
    September 27, 2023

    I use Cascade for my personal and business insurances. John's knowledge and advice are exceptional - so you get the right policy at the right price. Excellent and highly recommended.

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    Jan Grundy
    August 7, 2023

    As always, professional, reliable and helpful service.

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    Susie Brooks
    July 31, 2023

    Johns attention to detail and customer service is above and beyond any other brokers I have experienced. Thank you for such an excellent service. Prices are really good too!

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    Santiago Pilgrim
    May 19, 2023

    Outstanding customer service. They helped me find the correct insurance for my business requirements, and also provided assistance with a tricky claim, the outcome of which was successful. It makes life easy when it comes to renewals aswell, as they explain everything clearly and do all the hard work for you. If you want to ensure you have the right cover, use Cascade Insurance Services.

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    Chris Hudson
    September 10, 2019

    Cascade are by far the best insurance company I've dealt with for my business liability insurance. An extremely efficient and friendly service, ensuring that all my business requirements are correctly covered in every detail. All this, together with the best price, makes for a most stress free experience in obtaining the right insurance cover for my business. Having used them for a number of years now, I would highly recommend Cascade to anyone!

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    Sidonie Delaney
    June 14, 2024

    Amazing service. Julie was incredibly knowledgeable and made the entire process efficient and easy and saved me money on my renewal quote. Many thanks

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    Kay Burden
    August 27, 2024

    Always helpful. Friendly and professional service that I would definitely recommend to others.

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    Tom Langham
    April 13, 2023

    John is very knowledgeable and professional when it comes to arranging business insurance. Great to know I now have the right cover in place. I can definitely recommend Cascade for you all your insurance needs.

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    MIchelle F
    December 1, 2023

    At Opportunity Learning Academy we have been using the services of Cascade for the past two years. Nothing is too much trouble and they have managed to keep our most recent policy at the same price it was last year. Outstanding service

    Paul Andrews
    Paul Andrews
    September 1, 2021

    Cascade arranged the insurance for Channel Radio and not only understood the needs of the business but went the extra mile to give us confidence that our insurance is properly arranged – Fantastic!

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    Sheila Duke
    January 17, 2023

    Would highly recommend Cascade. They have been supplying our company with insurances for the past 5 years and are always competitvely priced. They go out of their way to get us the best deal.

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    D Sydney
    September 27, 2023

    Julie has always been unbelievably helpful with all of our needs.

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    R D
    May 25, 2023

    In process of moving quite a bit of commercial and private policies over to Cascade. Very impressed thus far. Highly recommended!

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    Nathan Boston
    February 6, 2023

    Outstanding service, these guys really look after you!

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    Debra Ridout
    October 30, 2019

    Julie has been amazing with sorting out insurance.. She is extremely friendly and Making life a lot less stressful.

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    Jessica Bunce
    January 17, 2023

    Cascade are super helpful, always quick to answer our questions and help us get the cover we need

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    Cascade deal with all my company and personal insurance, they are efficient and really pay attention to detail and competitively priced. would have no hesitation in recommending them to anyone.

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    Tanya Kucharski
    March 3, 2023

    I have used Cascade for my insurance now for several years. Great people, competitively priced and efficient service. They always go the extra mile. Highly recommended.

    Commercial and Business Insurance can cover a wide variety of businesses and premises, but here is just a snapshot of the industries we cover:

    • Warehouses
    • Builders
    • Scaffolders
    • Garages
    • Industrial Units
    • Shops and retail units
    • Pubs and restaurants
    • Coffee Roasters
    • Commercial let properties
    • Unoccupied Property
    • Radio Stations
    • Working from Home
    • Arts and Crafts manufacturing
    • Marketing Agencies
    • Locksmiths
    • Horticulturalists

    Whatever happens in your business, we’ll make sure you are well prepared for the challenges you face and will work with you. Having the correct cover arranged for your commercial insurance will safeguard your interests and keeping your business running if there is a loss.

    Contact our commercial team today on 01233 512548 to create a customised insurance policy that fits the needs of your business.

    Commercial Insurance